I wouldn’t call it a radical new idea, although a social media channel declared recently that living below your means is the hot new trend! It is a simple concept -- spend less than you earn. Still, ...

Few things in our lives are forever, unlike other stuff that comes and goes, like shoes and toothbrushes. But the big things, the really expensive things, last a lifetime. Things like refrigerators.

I wouldn't call it a radical new idea, although a recent issue of a popular women's magazine did say that living below your means is the hot new trend.