Homeowners in need of extra financing may want to consider their home equity now. Here's how much they have to borrow.

Homeowners withdrew the most in home equity in three years, as lower HELOC rates drove more borrowing for debt consolidation.

Older U.S. homeowners hit record housing wealth of $14.66 trillion in Q3 2025, up 1.9%, from the prior quarter, as rising home values boosted equity despite modest mortgage debt growth. Strong levels ...

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Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

HELOC rates took a big dive in the latest week, dropping to three-year lows. The $30,000 home equity line of credit plummeted 78 basis points to 7.44%, as a major lender resumed its promotions, ...

The housing shortage has pushed home values up nearly twice as fast as they've averaged over the past five years. It's also caused a boom in home equity, with homeowners in over half the country ...

Some of the largest markets experienced declines. Florida saw the largest average drop at $29,400 followed by California at $24,700.

* Sample rates and APRs are subject to change. All information provided here is accurate as of December 31, 2025, and may change at any moment. One of the biggest perks of owning a home is the equity ...